1. Agreement to Terms

By accessing or using TickerTalksAI ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

TickerTalksAI provides investment research, investment signals, and portfolio tracking services. The Service is designed for informational and educational purposes only. We do not provide personalized investment advice.

3. User Accounts

To access certain features, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete registration information
• Notifying us immediately of any unauthorized use

4. Subscription and Payments

Billing: Premium subscriptions are billed monthly. By subscribing, you authorize us to charge your payment method on a recurring basis.

Cancellation: You may cancel your subscription at any time. Access continues until the end of your current billing period.

Refunds: Subscription fees are generally non-refundable except as required by law or at our sole discretion.

Price Changes: We reserve the right to modify subscription prices with 30 days' notice.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Share your account credentials with others
• Redistribute, resell, or commercially exploit our content without permission
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Use automated scripts to access the Service without our consent

6. Intellectual Property

All content on TickerTalksAI, including research, analysis, alerts, and software, is our proprietary property protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

7. Investment Risk Acknowledgment

By using our Service, you acknowledge and agree that:

• All investments carry risk, including the potential loss of principal
• Past performance does not guarantee future results
• Our content is not personalized investment advice
• You are solely responsible for your investment decisions
• You should consult a qualified financial advisor before making investment decisions

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TICKERTALKSAI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE OR ANY INVESTMENT DECISIONS MADE BASED ON OUR CONTENT.

10. Indemnification

You agree to indemnify and hold harmless TickerTalksAI and its affiliates from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

11. Termination

We may terminate or suspend your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

14. Contact Us

If you have questions about these Terms, please contact us at [email protected].