Alerus Financial Corporation
ALRS
NASDAQ·Financial Services·Banks - Regional·Mkt cap $849.1M
$33.79
▲ +1.26%
P/E
31.88
Mkt Cap
$849.1M
52-Wk Range
$20.31–$34.40
52-Week Range
$20.31 - $34.40
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 49.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established 145-year heritage and deep community roots in Upper Midwest markets with strong local brand recognition
- Diversified revenue streams across four business segments reduce reliance on traditional net interest margins and provide recession resilience
- National footprint in high-margin retirement and benefit services administration across all 50 states, creating recurring revenue independent of regional economic conditions
- Integrated financial services platform allows cross-selling opportunities and customer relationship deepening across banking, wealth, and retirement services
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Strong growth ahead
Expansion of retirement and benefit services nationally, capitalizing on growing demand for plan administration and fiduciary services
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+16.1% over 3m
Quality
Excellent
Solid business
Dividend
Solid
2.52% yield
Smart-money signal
Who's buying ALRS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
JUL 29, 2026
Reported EPS of $0.80 vs $0.77 consensus (+4.4% surprise). Revenue of $80.0M vs $77.0M expected (+3.9%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+4.4%
Revenue trend · last 8Q
—
+210%
+45%
+45%
+42%
-52%
+3%
-144%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$50.2M
$67.6M
$95.3M
$101.2M
$99.0M
$32.3M
$97.8M
-$45.0M
Margins · last 8Q
Gross
—
Operating
67.3%
Profit
—
Wall Street consensus
4 analysts · 25% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
25%
Hold
75%
Sell
0%
Median Price Target
—
Latest: Raymond James · Aug 3, 2026
vs Industry
How ALRS stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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