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AMAL

Amalgamated Financial Corp.

AMAL

NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.5B

$49.44

+1.60%

52-Week Range

$25.13 - $49.70

P/E

13.15

Fwd P/E

12.58

Beta

0.79

Div Yield

1.25%

Avg Vol

150.5K

Shares Out

29.9M

Mkt Cap

$1.5B

Price action

Price chart

Up 64.5% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established 100+ year heritage and brand recognition in socially responsible banking
  • Diversified revenue streams across lending, deposits, and high-margin wealth management services
  • Strategic geographic presence in major financial centers (NYC, DC, San Francisco, Boston) with digital banking capabilities
  • Specialized expertise in trust, custody, and investment management services for institutional and retail clients

Bear Case

2 risks

  • Low volatility (beta 0.8).
  • Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Expansion of digital banking platform to reach broader customer base beyond physical branch locations

Value

Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Hot

+22.1% over 3m

Quality

Excellent

High-growth business (51% revenue growth, 70% gross margin). Profitable with strong growth momentum.

Dividend

Modest

1.25% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 22, 2026

Q3 26 RECAP

JUL 23, 2026

Reported EPS of $1.10 vs $1.00 consensus (+10.0% surprise). Revenue of $96.1M vs $92.1M expected (+4.3%). Beat on both top and bottom lines.

EPS beat +10.0%
Rev beat +4.3%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q3 26

+10.0%

Next: Oct 22, 2026

Revenue trend · last 8Q

+4%

+1%

+4%

+9%

+54%

+16%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$81.9M

$78.4M

$79.5M

$80.9M

$118.1M

$115.2M

$122.6M

$129.5M

Margins · last 8Q

Gross

72.5%

Operating

36.0%

Profit

26.9%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

$44.00

-11.0% vs $49.44

Low $44.00
Median $44.00
High $44.00

Latest: Piper Sandler · Jun 26, 2026

1 analyst covering

vs Industry

How AMAL stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.