AmeriServ Financial, Inc.
ASRV
NASDAQ·Financial Services·Banks - Regional·Mkt cap $85.8M
$5.06
▼ -0.20%
P/E
9.97
Mkt Cap
$85.8M
52-Wk Range
$2.80–$5.38
52-Week Range
$2.80 - $5.38
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 76.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Deep community relationships and local market presence across 5 Pennsylvania counties and Maryland
- Diversified revenue streams from consumer, commercial, and trust services
- Personalized service model in regional markets with less competition than major national banks
- Established trust and institutional investment management capabilities
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
No forward estimates available
Commercial real estate lending expansion in regional markets
Value
Valuation data unavailable
Momentum
Hot
+37.5% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.37% yield
Smart-money signal
Who's buying ASRV right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Most recent quarter reported revenue of $22.7M (+4% YoY). Reported EPS of $0.16. Gross margin 71.5%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
—
+9%
+18%
+9%
+5%
+4%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$13.1M
$14.0M
$14.1M
$14.5M
$15.4M
$15.3M
$14.8M
$22.7M
Margins · last 8Q
Gross
71.5%
Operating
15.0%
Profit
12.1%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How ASRV stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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