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CDLX

Cardlytics, Inc.

CDLX

NASDAQ·Communication Services·Advertising Agencies·Mkt cap $21.0M

$3.62

-0.55%

P/E

-1.17

Mkt Cap

$21.0M

52-Wk Range

$3.49–$32.80

52-Week Range

$3.49 - $32.80

P/E

-1.17

Fwd P/E

Beta

0.69

Div Yield

0.00%

Avg Vol

66.9K

Shares Out

55.1M

Mkt Cap

$21.0M

Price action

Price chart

Down 60.2% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Proprietary native bank advertising channel with exclusive access to financial institutions
  • Transaction-level data insights unavailable to competitors
  • Strong network effects from expanding financial institution partnerships
  • Advanced customer data platform enabling precise targeting and ROI measurement

Bear Case

1 risk

  • Low volatility (beta 0.7).

Growth

Revenue decline expected

Increased digital banking adoption and mobile commerce growth

Value

Valuation data unavailable

Momentum

Falling

-30.4% over 3m

Quality

Strong

Mixed fundamentals

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 4, 2026

Q3 26 RECAP

AUG 5, 2026

Reported EPS of -$1.50 vs -$2.30 consensus (+34.8% surprise). Revenue of $36.9M vs $37.0M expected (-0.3%).

EPS beat +34.8%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+34.8%

Revenue trend · last 8Q

-8%

-9%

-22%

-24%

-45%

-42%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$67.1M

$74.0M

$61.9M

$63.2M

$52.0M

$56.1M

$34.3M

$36.9M

Margins · last 8Q

Gross

-46.5%

Operating

-38.5%

Profit

-40.3%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How CDLX stacks vs Advertising Agencies

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.