Capitol Federal Financial, Inc.
CFFN
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.1B
$8.87
▲ +0.80%
P/E
73.92
Mkt Cap
$1.1B
52-Wk Range
$5.97–$9.26
52-Week Range
$5.97 - $9.26
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 37.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 130+ year operating history with established brand recognition and customer loyalty in Kansas-Missouri markets
- Regional market dominance with 54-branch network across 11 counties providing local relationship banking advantages
- Diversified loan portfolio spanning residential, commercial real estate, C&I, construction, and consumer segments reducing concentration risk
- Integrated digital banking platform (mobile, online, telephone) enhancing customer convenience and operational efficiency
- Strong deposit base from retail and commercial customers providing stable, low-cost funding for lending operations
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Revenue decline expected
Steady revenue growth (10% YoY)
Value
Valued in line with Commercial Banking peers (1.1x).
Momentum
Strong
+12.3% over 3m
Quality
Strong
Emerging growth company (129% revenue growth). Early stage with higher risk.
Dividend
Solid
4.28% yield
Smart-money signal
Who's buying CFFN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 29, 2026
Reported EPS of $0.19 vs $0.17 consensus (+11.8% surprise). Revenue of $60.2M vs $58.6M expected (+2.6%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+11.8%
Revenue trend · last 8Q
—
—
+54%
+6%
+13%
+20%
+141%
-9%
Q3 24
Q4 24
Q1 24
Q2 25
Q3 25
Q4 25
Q1 25
Q3 26
$44.3M
$45.0M
$46.3M
$47.9M
$104.3M
$109.2M
$111.5M
$94.9M
Margins · last 8Q
Gross
—
Operating
-53.0%
Profit
24.8%
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Aug 3, 2026
vs Industry
How CFFN stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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