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CFG

Citizens Financial Group, Inc.

CFG

NYSE·Financial Services·Banks - Regional·Mkt cap $29.9B

$70.78

-0.07%

P/E

15.35

Mkt Cap

$29.9B

52-Wk Range

$47.96–$75.33

52-Week Range

$47.96 - $75.33

P/E

15.35

Fwd P/E

13.33

Beta

1.00

Div Yield

2.60%

Avg Vol

4.1M

Shares Out

425.0M

Mkt Cap

$29.9B

Price action

Price chart

Up 36.9% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Extensive Regional Network
  • Comprehensive Digital Banking Platform
  • Diversified Revenue Streams
  • Strong Commercial Banking Expertise

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Digital Banking Expansion

Value

Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+10.0% over 3m

Quality

Excellent

High-growth business (46% revenue growth, 72% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.60% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 16, 2026

Q3 26 RECAP

JUL 16, 2026

Reported EPS of $1.30 vs $1.25 consensus (+4.0% surprise). Revenue of $2.3B vs $2.3B expected (+1.4%). Beat on both top and bottom lines.

EPS beat +4.0%
Rev beat +1.4%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+4.0%

Revenue trend · last 8Q

-1%

-1%

+4%

+11%

+9%

+56%

+6%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$1.9B

$2.0B

$1.9B

$2.0B

$3.1B

$2.2B

$3.0B

$3.2B

Margins · last 8Q

Gross

67.3%

Operating

23.6%

Profit

18.4%

Wall Street consensus

10 analysts · 90% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

9

90%

Hold

1

10%

Sell

0%

Median Price Target

Latest: Truist · Jul 21, 2026

vs Industry

How CFG stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.