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Consumer Portfolio Services, Inc.
CPSS
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $208.7M
$9.62
▲ 0.00%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$6.67 - $10.49
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 3.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established dealer relationships and network across five states since 1991
- Specialized expertise in subprime credit underwriting and risk assessment
- In-house servicing infrastructure reducing third-party dependencies
- Alternative financing source for dealers unable to place customers with traditional lenders
- Direct-to-consumer financing capability providing revenue diversification
Bear Case
1 risk
- Average volatility.
Growth
Moderate growth ahead
Expansion of dealer network and geographic footprint
Value
Deep value opportunity - significant discount to Digital Payments peers
Momentum
Hot
+24.3% over 3m
Quality
Excellent
Excellent business quality
Dividend
None
No dividend
Smart-money signal
Who's buying CPSS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: May 11, 2026
MAY 5, 2026
Earnings recap unavailable for this period.
EPS surprise · last 4Q
0 of 1 beats
Q2 26
—
Next: May 11, 2026
Revenue trend · last 8Q
—
—
+2%
+4%
+4%
-2%
+107%
+5%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$49.2M
$50.5M
$52.8M
$106.9M
$109.8M
$108.4M
$109.4M
$112.3M
Margins · last 8Q
Gross
—
Operating
—
Profit
4.9%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
No analyst coverage on file for this stock yet.