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CRMT

America's Car-Mart, Inc.

CRMT

NASDAQ·Consumer Cyclical·Auto - Dealerships·Mkt cap $20.0M

$2.40

+8.60%

P/E

Mkt Cap

$20.0M

52-Wk Range

$1.38–$37.74

52-Week Range

$1.38 - $37.74

P/E

Fwd P/E

-1.53

Beta

1.27

Div Yield

0.00%

Avg Vol

1.7M

Shares Out

8.3M

Mkt Cap

$20.0M

Price action

Price chart

Down 93.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Integrated financing model capturing both sales and interest margin revenue streams
  • Established dealership network of 154 locations providing geographic coverage and brand recognition
  • Underserved customer focus with credit access barriers creating loyal customer base with limited alternatives
  • Operational expertise in managing subprime automotive credit risk and collections

Bear Case

1 risk

  • Average volatility.

Growth

Mild headwinds expected

Geographic expansion into adjacent South-Central markets and new dealership locations

Value

Deep value opportunity - significant discount to Traditional Automotive peers

Momentum

Falling

-63.1% over 3m

Quality

Strong

Mixed fundamentals

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Sep 9, 2026

Q3 26 RECAP

JUL 14, 2026

Reported EPS of -$3.56 vs -$0.66 consensus (-439.4% surprise). Revenue of $302.8M vs $334.9M expected (-9.6%).

EPS miss
Revenue miss

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-439.4%

Revenue trend · last 8Q

+9%

-66%

-2%

+1%

-12%

+93%

Q1 24

Q2 24

Q3 25

Q4 25

Q1 25

Q2 25

Q3 26

Q4 26

$347.8M

$347.3M

$325.7M

$125.5M

$341.3M

$350.2M

$286.8M

$242.6M

Margins · last 8Q

Gross

31.2%

Operating

11.6%

Profit

-57.4%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Jefferies · $14.00 · Mar 17, 2026

vs Industry

How CRMT stacks vs Auto - Dealerships

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.