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EARN is a mutual fund — prices shown are end-of-day NAV. Analyst ratings, insider activity, and 13F data apply to individual stocks, not funds.

EARN

Ellington Credit Company

EARN

NYSE·Financial Services·Asset Management·Mkt cap $162.3M

$4.36

-0.46%

P/E

-9.69

Mkt Cap

$162.3M

52-Wk Range

$4.25–$5.77

52-Week Range

$4.25 - $5.77

P/E

-9.69

Fwd P/E

4.86

Beta

1.27

Div Yield

22.27%

Avg Vol

395.9K

Shares Out

37.6M

Mkt Cap

$162.3M

Price action

Price chart

Down 24.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Specialized expertise in mortgage-backed securities and residential real estate assets
  • REIT tax structure enabling higher dividend distributions to shareholders
  • Established portfolio management and risk assessment capabilities
  • Deep market knowledge and relationships in mortgage markets

Bear Case

1 risk

  • Average volatility.

Growth

Turning profitable

Mortgage market volatility creating investment opportunities

Value

Deep value opportunity - significant discount to Asset Management peers

Momentum

Weak

-9.8% over 3m

Quality

Excellent

Solid business

Dividend

High yield

22.27% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 18, 2026

Q3 26 RECAP

AUG 12, 2026

Reported EPS of $0.15 vs $0.20 consensus (-25.0% surprise). Revenue of $12.0M vs $10.6M expected (+13.1%).

EPS miss
Rev beat +13.1%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-25.0%

Revenue trend · last 8Q

-84%

+834%

+56%

+14364%

+1237%

+1%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$8.6M

$83.0K

$921.0K

$11.9M

$13.4M

$12.0M

$12.3M

$12.0M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

103.0%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How EARN stacks vs Asset Management

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.