Enterprise Financial Services Corp
EFSC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $2.3B
$64.66
▲ +0.34%
P/E
12.83
Mkt Cap
$2.3B
52-Wk Range
$51.18–$68.73
52-Week Range
$51.18 - $68.73
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 5.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Regional market expertise across six states with deep community relationships
- Diversified revenue streams beyond traditional net interest income (wealth management, tax credits, merchant processing)
- Specialized lending capabilities in niche segments (SBA, construction, agricultural, tax credit brokerage)
- Personalized service model competing against impersonal national banks
- Established trust and fiduciary services attracting high-net-worth clients
Bear Case
1 risk
- Low volatility (beta 0.8).
Growth
Revenue decline expected
Expansion of SBA loan production offices and deposit production offices in new markets
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Stable
+4.6% over 3m
Quality
Excellent
Emerging growth company (45% revenue growth). Early stage with higher risk.
Dividend
Solid
2.01% yield
Smart-money signal
Who's buying EFSC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 26, 2026
JUL 22, 2026
Reported EPS of $1.13 vs $1.33 consensus (-15.0% surprise). Revenue of $187.4M vs $189.1M expected (-0.9%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-15.0%
Revenue trend · last 8Q
—
+3%
+6%
+10%
+30%
+89%
+21%
+16%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$135.6M
$136.0M
$201.6M
$209.4M
$243.7M
$257.7M
$244.2M
$242.8M
Margins · last 8Q
Gross
69.2%
Operating
21.5%
Profit
16.9%
Wall Street consensus
3 analysts · 67% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
67%
Hold
33%
Sell
0%
Median Price Target
—
Latest: Raymond James · Jul 1, 2026
vs Industry
How EFSC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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