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ERIE

Erie Indemnity Company

ERIE

NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $11.7B

$252.80

-2.16%

P/E

21.77

Mkt Cap

$11.7B

52-Wk Range

$204.63–$341.71

52-Week Range

$204.63 - $341.71

P/E

21.77

Fwd P/E

19.94

Beta

0.30

Div Yield

2.28%

Avg Vol

260.6K

Shares Out

46.2M

Mkt Cap

$11.7B

Price action

Price chart

Down 24.8% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Long-standing exclusive managing attorney-in-fact relationship with Erie Insurance Exchange
  • Established distribution network with thousands of independent agents across multiple states
  • Integrated operational platform reducing costs and improving efficiency for policyholders
  • Deep market expertise and brand recognition in property and casualty insurance

Bear Case

2 risks

  • Low volatility (beta 0.3).
  • Premium valuation to Insurance Brokers & Agencies peers

Growth

Stable outlook

Premium growth at Erie Insurance Exchange through new customer acquisition and policy expansion

Value

Premium valuation to Insurance Brokers & Agencies peers

Momentum

Strong

+11.3% over 3m

Quality

Thin

Solid business

Dividend

Solid

2.28% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 29, 2026

Q3 26 RECAP

JUL 30, 2026

Reported EPS of $3.45 vs $3.35 consensus (+3.0% surprise). Revenue of $1.1B vs $1.1B expected (+0.1%). Beat on both top and bottom lines.

EPS beat +3.0%
Rev beat +0.1%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+3.0%

Revenue trend · last 8Q

+7%

+30%

+3%

+2%

+3%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$999.9M

$924.1M

$989.4M

$1.1B

$1.3B

$951.2M

$1.0B

$1.1B

Margins · last 8Q

Gross

-13.5%

Operating

18.8%

Profit

16.6%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How ERIE stacks vs Insurance - Property & Casualty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.