Expensify, Inc.
EXFY
NASDAQ·Technology·Software - Application·Mkt cap $229.5M
$2.38
▼ -2.06%
P/E
-14.29
Mkt Cap
$229.5M
52-Wk Range
$0.69–$2.81
52-Week Range
$0.69 - $2.81
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 22.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- AI-powered receipt scanning and automated expense categorization
- Integrated multi-function platform reducing need for multiple vendors
- Strong user experience and mobile-first design driving adoption
- Established customer base with high switching costs
- Real-time data analytics and financial visibility capabilities
Bear Case
1 risk
- Above-average volatility (beta 1.7).
Growth
Turning profitable
Increasing enterprise adoption of cloud-based financial software
Value
Fairly valued vs Enterprise SaaS peers
Momentum
Hot
+101.7% over 3m
Quality
Strong
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying EXFY right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 5, 2026
AUG 6, 2026
Reported EPS of $0.04 vs $0.02 consensus (+100.0% surprise). Revenue of $33.9M vs $33.7M expected (+0.5%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+100.0%
Revenue trend · last 8Q
—
+5%
+8%
+7%
-1%
-5%
-6%
-5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$35.4M
$37.0M
$36.1M
$35.8M
$35.1M
$35.2M
$34.0M
$33.9M
Margins · last 8Q
Gross
48.2%
Operating
-8.6%
Profit
-11.4%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Citi · Aug 7, 2026
vs Industry
How EXFY stacks vs Software - Application
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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