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FCBM

First Carolina Financial Services

FCBM

NYSE·Financial Services·Banks - Regional·Mkt cap $386.5M

$12.78

+0.31%

P/E

22.82

Mkt Cap

$386.5M

52-Wk Range

$12.17–$13.40

52-Week Range

$12.17 - $13.40

P/E

22.82

Fwd P/E

13.45

Beta

0.00

Div Yield

0.00%

Avg Vol

101.3K

Shares Out

Mkt Cap

$386.5M

Price action

Price chart

Up 1.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

No bull reasons captured for this rating yet.

Bear Case

2 risks

  • Low volatility (beta 0.0).
  • Premium valuation to sector peers

Growth

Stable outlook

Value

Premium valuation to sector peers

Momentum

Stable

+1.4% over 3m

Quality

Excellent

Solid business

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Sep 2, 2026

Q3 26 RECAP

JUL 30, 2026

Reported EPS of $0.20 vs $0.21 consensus (-3.0% surprise). Revenue of $32.3M vs $34.1M expected (-5.4%).

EPS miss
Revenue miss

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-3.0%

Revenue trend · last 3Q

Q1 25

Q1 26

Q2 26

$31.5M

$50.7M

$53.5M

Margins · last 3Q

Profit

9.5%

Wall Street consensus

2 analysts · 50% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

50%

Hold

1

50%

Sell

0%

Median Price Target

Latest: Hovde Group · Jul 17, 2026

vs Industry

How FCBM stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.