FirstCash Holdings, Inc
FCFS
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $9.8B
$225.62
▲ +0.76%
P/E
53.59
Mkt Cap
$9.8B
52-Wk Range
$144.56–$238.93
52-Week Range
$144.56 - $238.93
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 52.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Largest pawn store network in North America with 3,800+ locations providing scale and brand recognition
- Secured lending model with tangible collateral reduces credit risk and defaults compared to unsecured lenders
- Diversified revenue streams from lending fees, retail margins, and commodity trading create multiple profit centers
- Strong presence in Mexico and Latin America with 1,744 stores provides geographic diversification and growth optionality
- Capital-efficient business model with minimal technology investment requirements and high cash flow generation
Bear Case
2 risks
- Low volatility (beta 0.5).
- Significant premium - growth priced in
Growth
Stable outlook
International expansion in Mexico and Latin America where pawn penetration remains underdeveloped
Value
Significant premium - growth priced in
Momentum
Stable
+0.8% over 3m
Quality
Strong
Strong fundamentals
Dividend
Modest
0.74% yield
Smart-money signal
Who's buying FCFS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $2.50 vs $2.39 consensus (+4.6% surprise). Revenue of $1.1B vs $1.0B expected (+4.3%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+4.6%
Revenue trend · last 8Q
—
+4%
-0%
-0%
+12%
+24%
+26%
+29%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$809.9M
$856.6M
$836.4M
$830.6M
$935.6M
$1.1B
$1.1B
$1.1B
Margins · last 8Q
Gross
—
Operating
—
Profit
8.7%
Wall Street consensus
3 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Loop Capital · Aug 10, 2026
vs Industry
How FCFS stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related