Flagstar Financial, Inc.
FLG
NYSE·Financial Services·Banks - Regional·Mkt cap $5.6B
$13.52
▲ +0.30%
P/E
600.89
Mkt Cap
$5.6B
52-Wk Range
$10.57–$15.44
52-Week Range
$10.57 - $15.44
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 5.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 165+ year operating history and established brand reputation in regional banking
- Diversified loan portfolio reducing concentration risk across residential, commercial, and specialty segments
- Comprehensive digital banking platform (online, mobile, phone services) enhancing customer accessibility
- Strong deposit base providing stable, low-cost funding for lending operations
- Specialized expertise in multi-family and commercial real estate lending markets
Bear Case
2 risks
- Average volatility.
- Extreme premium - high expectations embedded
Growth
Revenue decline expected
Expansion of commercial and industrial lending to small and mid-size businesses
Value
Extreme premium - high expectations embedded
Momentum
Stable
-4.0% over 3m
Quality
Strong
Solid business
Dividend
Token
0.30% yield
Smart-money signal
Who's buying FLG right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 23, 2026
JUL 24, 2026
Reported EPS of $0.05 vs $0.06 consensus (-21.8% surprise). Revenue of $516.0M vs $539.3M expected (-4.3%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-21.8%
Revenue trend · last 8Q
—
-39%
-35%
-26%
-27%
+108%
-16%
-25%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$623.0M
$536.0M
$1.2B
$1.2B
$1.2B
$1.1B
$1.0B
$921.0M
Margins · last 8Q
Gross
—
Operating
—
Profit
1.9%
Wall Street consensus
8 analysts · 88% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
88%
Hold
13%
Sell
0%
Median Price Target
—
Latest: Cantor Fitzgerald · Jul 15, 2026
vs Industry
How FLG stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related