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FLG

Flagstar Financial, Inc.

FLG

NYSE·Financial Services·Banks - Regional·Mkt cap $6.3B

$14.59

▼ -2.73%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$10.57 - $15.37

P/E

-64.47

Fwd P/E

33.80

Beta

1.03

Div Yield

0.27%

Avg Vol

4.9M

Shares Out

416.0M

Mkt Cap

$6.3B

Price action

Price chart

Up 36.9% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • 165+ year operating history and established brand reputation in regional banking
  • Diversified loan portfolio reducing concentration risk across residential, commercial, and specialty segments
  • Comprehensive digital banking platform (online, mobile, phone services) enhancing customer accessibility
  • Strong deposit base providing stable, low-cost funding for lending operations
  • Specialized expertise in multi-family and commercial real estate lending markets
▼

Bear Case

2 risks

  • Average volatility.
  • High premium - requires strong execution

Growth

Turning profitable

Expansion of commercial and industrial lending to small and mid-size businesses

Value

High premium - requires strong execution

Momentum

Strong

+11.3% over 3m

Quality

Strong

Strong fundamentals

Dividend

Token

0.27% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 23, 2026

“
Q2 26 RECAP

APR 24, 2026

Reported EPS of $0.04 vs $0.03 consensus (+33.3% surprise). Revenue of $498.0M vs $553.5M expected (-10.0%).

EPS beat +33.3%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+33.3%

Next: Apr 23, 2026

Revenue trend · last 8Q

—

—

-39%

-35%

-26%

-27%

+108%

-16%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$671.0M

$623.0M

$536.0M

$1.2B

$1.2B

$1.2B

$1.1B

$1.0B

Margins · last 8Q

Gross

47.9%

Operating

3.1%

Profit

2.0%

View full earnings history →

Wall Street consensus

9 analysts · 67% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

6

67%

Hold

3

33%

Sell

0%

Median Price Target

$16.75

▲ +14.8% vs $14.59

Low $16.50
Median $16.75
High $17.00

Latest: Piper Sandler · Jun 26, 2026

2 analysts covering

View full analyst page →

vs Industry

How FLG stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.