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IFS

Intercorp Financial Services Inc.

IFS

NYSE·Financial Services·Banks - Regional·Mkt cap $6.1B

$55.54

+0.60%

P/E

10.33

Mkt Cap

$6.1B

52-Wk Range

$38.29–$61.38

52-Week Range

$38.29 - $61.38

P/E

10.33

Fwd P/E

2.66

Beta

0.44

Div Yield

3.26%

Avg Vol

288.2K

Shares Out

111.1M

Mkt Cap

$6.1B

Price action

Price chart

Up 37.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Market leadership and brand recognition in Peru's financial services sector
  • Extensive distribution network with 189 financial stores and 1,581 ATMs
  • Integrated financial services model providing cross-selling opportunities
  • Deep institutional expertise and 125+ year operating history

Bear Case

1 risk

  • Low volatility (beta 0.4).

Growth

Strong growth ahead

Rising financial penetration and banking adoption in Peru's growing middle class

Value

Deep value opportunity - significant discount to Commercial Banking peers

Momentum

Strong

+9.5% over 3m

Quality

Excellent

Strong fundamentals

Dividend

Solid

3.26% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 5, 2026

Q3 26 RECAP

AUG 11, 2026

Reported EPS of $1.53 vs $1.45 consensus (+5.5% surprise). Revenue of $542.2M vs $520.5M expected (+4.2%). Beat on both top and bottom lines.

EPS beat +5.5%
Rev beat +4.2%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+5.5%

Revenue trend · last 8Q

+26%

+44%

-3%

-59%

+74%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$475.3M

$466.4M

$512.0M

$514.0M

$682.1M

$453.1M

$210.4M

$896.1M

Margins · last 8Q

Gross

Operating

Profit

19.5%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: JP Morgan · May 20, 2026

vs Industry

How IFS stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.