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Lument Finance Trust, Inc.

LFT

NYSE·Real Estate·REIT - Mortgage·Mkt cap $37.8M

$0.72

+1.09%

P/E

-2.02

Mkt Cap

$37.8M

52-Wk Range

$0.58–$2.37

52-Week Range

$0.58 - $2.37

P/E

-2.02

Fwd P/E

4.97

Beta

0.63

Div Yield

22.19%

Avg Vol

247.0K

Shares Out

52.4M

Mkt Cap

$37.8M

Price action

Price chart

Down 69.1% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Specialized focus on middle-market CRE lending with less competition from mega-lenders
  • Diversified debt instrument portfolio reducing concentration risk
  • REIT tax structure enabling tax-efficient income distribution to shareholders
  • Experienced management team with deep commercial real estate expertise
  • Floating-rate loan exposure providing inflation protection in rising rate environments

Bear Case

1 risk

  • Low volatility (beta 0.6).

Growth

Turning profitable

Increasing demand for middle-market CRE financing as borrowers seek alternatives to traditional banks

Value

Undervalued - trading well below Mortgage REITs peers

Momentum

Falling

-29.3% over 3m

Quality

Excellent

Solid business

Dividend

High yield

22.19% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 16, 2026

Q3 26 RECAP

AUG 13, 2026

Reported EPS of -$0.10 vs $0.07 consensus (-253.8% surprise). Revenue of $19.1M vs $4.6M expected (+315.4%).

EPS miss
Rev beat +315.4%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-253.8%

Revenue trend · last 8Q

+3%

+114%

+166%

-39%

+117%

-6%

-100%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$8.4M

$8.3M

$22.4M

$20.6M

$18.3M

$17.9M

$21.1M

$0

Margins · last 8Q

Gross

Operating

Profit

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How LFT stacks vs REIT - Mortgage

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.