Ethos Technologies Inc.
LIFE
NASDAQ·Financial Services·Insurance - Brokers·Mkt cap $2.5B
$39.85
▲ +5.67%
P/E
-13.74
Mkt Cap
$2.5B
52-Wk Range
$9.45–$40.97
52-Week Range
$9.45 - $40.97
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 136.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Technology-enabled platform reducing friction in insurance buying process
- Multi-sided marketplace creating network effects across consumers, agents, and carriers
- Direct-to-consumer digital distribution model with lower customer acquisition costs
- Data and analytics capabilities enabling better risk assessment and pricing
- Simplified underwriting process improving speed and accessibility
Bear Case
1 risk
- Very high volatility (beta 4.2). Expect 3x market swings. Position size accordingly.
Growth
Strong growth ahead
Expansion of digital life insurance adoption among underinsured consumers
Value
Deep value opportunity - significant discount to Life Insurance peers
Momentum
Hot
+138.8% over 3m
Quality
Excellent
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying LIFE right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 2, 2026
AUG 3, 2026
Reported EPS of $0.30 vs $0.05 consensus (+493.7% surprise). Revenue of $189.6M vs $117.3M expected (+61.6%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+493.7%
Revenue trend · last 8Q
—
—
-208%
-100%
—
—
—
+113%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q1 26
Q2 26
$0
$0
-$4.7M
$0
$0
$190.0K
$193.1M
$189.6M
Margins · last 8Q
Gross
96.2%
Operating
9.6%
Profit
10.3%
Wall Street consensus
4 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Barclays · Aug 4, 2026
vs Industry
How LIFE stacks vs Insurance - Brokers
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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