LIVE

LIFE

Ethos Technologies Inc.

LIFE

NASDAQ·Financial Services·Insurance - Life·Mkt cap $1.2B

$19.59

▲ +1.19%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$9.45 - $32.50

P/E

-5.74

Fwd P/E

-445.23

Beta

4.39

Div Yield

0.00%

Avg Vol

529.7K

Shares Out

62.9M

Mkt Cap

$1.2B

Price action

Price chart

Up 14.9% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • Technology-enabled platform reducing friction in insurance buying process
  • Multi-sided marketplace creating network effects across consumers, agents, and carriers
  • Direct-to-consumer digital distribution model with lower customer acquisition costs
  • Data and analytics capabilities enabling better risk assessment and pricing
  • Simplified underwriting process improving speed and accessibility
▼

Bear Case

1 risk

  • Very high volatility (beta 4.4). Expect 3x market swings. Position size accordingly.

Growth

Revenue decline expected

Expansion of digital life insurance adoption among underinsured consumers

Value

Deep value opportunity - significant discount to Life Insurance peers

Momentum

Hot

+63.1% over 3m

Quality

Excellent

Solid business

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Aug 5, 2026

“
Q2 26 RECAP

MAY 6, 2026

Reported EPS of -$3.57 vs -$1.34 consensus (-165.8% surprise). Revenue of $193.1M vs $145.0M expected (+33.2%).

EPS miss
Rev beat +33.2%

EPS surprise · last 4Q

0 of 1 beats

Q2 26

-165.8%

Next: Aug 5, 2026

Revenue trend · last 8Q

—

—

—

-208%

-100%

—

—

—

Q1 24

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q1 26

$235.0K

$0

$0

-$4.7M

$0

$0

$190.0K

$193.1M

Margins · last 8Q

Gross

—

Profit

-86.2%

View full earnings history →

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

No analyst coverage on file for this stock yet.

View full analyst page →

vs Industry

How LIFE stacks vs Insurance - Life

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.