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LPRO

Open Lending Corporation

LPRO

NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $368.0M

$3.11

▲ 0.00%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$1.18 - $3.13

P/E

-68.96

Fwd P/E

29.03

Beta

2.27

Div Yield

0.00%

Avg Vol

2.2M

Shares Out

118.2M

Mkt Cap

$368.0M

Price action

Price chart

Up 39.5% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • Established market position with 20+ year track record in auto lending
  • Proprietary risk modeling and pricing algorithms built on extensive lending data
  • Integrated insurance product reducing friction and improving lender economics
  • Deep relationships with credit unions, regional banks, and captive finance companies
  • Scalable SaaS platform with high switching costs and recurring revenue model
▼

Bear Case

2 risks

  • High volatility (beta 2.3). Larger-than-normal price swings expected.
  • High premium - requires strong execution

Growth

Turning profitable

Increasing adoption of automated underwriting and digital lending infrastructure

Value

High premium - requires strong execution

Momentum

Hot

+159.2% over 3m

Quality

Excellent

Solid business

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: May 6, 2026

“
Q2 26 RECAP

MAY 7, 2026

Reported EPS of -$0.00 vs $0.01 consensus (-139.1% surprise). Revenue of $20.5M vs $20.4M expected (+0.4%).

EPS miss
Rev beat +0.4%

EPS surprise · last 4Q

0 of 1 beats

Q2 26

-139.1%

Next: May 6, 2026

Revenue trend · last 8Q

—

—

-570%

-22%

-5%

+6%

—

-16%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$24.0M

$20.5M

-$56.9M

$24.4M

$25.3M

$24.2M

$19.3M

$20.5M

Margins · last 8Q

Gross

—

Operating

—

Profit

-2.2%

View full earnings history →

Wall Street consensus

2 analysts · 50% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

50%

Hold

1

50%

Sell

0%

Median Price Target

—

Latest: Canaccord · Mar 17, 2026

View full analyst page →

vs Industry

How LPRO stacks vs Financial - Credit Services

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.