Regional Management Corp.
RM
NYSE·Financial Services·Financial - Credit Services·Mkt cap $310.1M
$33.68
▲ +1.66%
P/E
6.92
Mkt Cap
$310.1M
52-Wk Range
$30.46–$46.00
52-Week Range
$30.46 - $46.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 22.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established branch network of 350+ locations across 14 states providing local market presence
- Specialized expertise in non-prime lending to underserved borrowers with limited credit access
- Diversified loan sourcing channels (branches, direct mail, digital partners, retailers) reducing customer acquisition concentration
- Integrated insurance products generating additional revenue streams and customer lifetime value
Bear Case
1 risk
- Average volatility.
Growth
Stable outlook
Expansion of digital and online lending channels to reach broader customer base
Value
Undervalued - trading well below Digital Payments peers
Momentum
Weak
-5.3% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
3.56% yield
Smart-money signal
Who's buying RM right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 3, 2026
JUL 29, 2026
Reported EPS of $0.85 vs $0.81 consensus (+5.2% surprise). Revenue of $168.0M vs $165.7M expected (+1.4%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+5.2%
Revenue trend · last 8Q
—
+9%
+5%
+9%
+13%
+26%
+9%
+7%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$127.0M
$135.0M
$153.0M
$157.4M
$165.5M
$169.7M
$167.3M
$168.0M
Margins · last 8Q
Gross
95.7%
Operating
53.8%
Profit
6.5%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Citi · Jul 30, 2026
vs Industry
How RM stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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