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PMTS

CPI Card Group Inc.

PMTS

NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $324.1M

$28.24

-1.43%

P/E

24.14

Mkt Cap

$324.1M

52-Wk Range

$10.81–$31.25

52-Week Range

$10.81 - $31.25

P/E

24.14

Fwd P/E

9.46

Beta

0.97

Div Yield

0.00%

Avg Vol

63.5K

Shares Out

11.5M

Mkt Cap

$324.1M

Price action

Price chart

Up 101.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Integrated end-to-end production and fulfillment capabilities reduce customer complexity and switching costs
  • Specialized expertise in EMV compliance, security standards, and payment card manufacturing with established relationships with major card networks
  • Instant issuance and on-demand services provide differentiation in a market increasingly demanding faster card delivery
  • Established customer base of banks, credit unions, and payment processors creates recurring revenue streams

Bear Case

1 risk

  • Average volatility.

Growth

Stable outlook

Steady revenue growth (13% YoY)

Value

Fairly valued vs Digital Payments peers

Momentum

Hot

+65.7% over 3m

Quality

Stable

Strong fundamentals

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 3, 2026

Q3 26 RECAP

AUG 6, 2026

Reported EPS of $0.43 vs $0.46 consensus (-6.7% surprise). Revenue of $149.2M vs $143.9M expected (+3.7%).

EPS miss
Rev beat +3.7%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-6.7%

Revenue trend · last 8Q

+22%

+9%

+2%

+16%

+30%

+20%

+15%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$111.3M

$117.4M

$122.8M

$129.8M

$138.0M

$153.1M

$147.1M

$149.2M

Margins · last 8Q

Gross

32.5%

Operating

8.0%

Profit

1.4%

Wall Street consensus

2 analysts · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

2

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Roth Capital · Aug 11, 2026

vs Industry

How PMTS stacks vs Financial - Credit Services

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.