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Medallion Financial Corp.
MFIN
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $239.0M
$10.12
▼ -2.13%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$7.85 - $11.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 5.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Specialized expertise in niche lending markets underserved by major banks
- Proprietary underwriting models and risk assessment capabilities developed over 25+ years
- Direct relationships with dealers, brokers, and borrowers in core lending segments
- Diversified revenue streams across multiple lending categories reduce concentration risk
- Banking charter enabling deposit-taking and lower-cost funding sources
Bear Case
1 risk
- Low volatility (beta 0.8).
Growth
Revenue decline expected
Expansion of recreational vehicle and boat lending as consumer spending increases
Value
Attractively priced below Digital Payments peer average
Momentum
Hot
+22.1% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
4.84% yield
Smart-money signal
Who's buying MFIN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Apr 28, 2026
APR 29, 2026
Reported EPS of $0.20 vs $0.25 consensus (-20.0% surprise). Revenue of $54.1M vs $56.1M expected (-3.7%).
EPS surprise · last 4Q
0 of 1 beats
Q2 26
-20.0%
Next: Apr 28, 2026
Revenue trend · last 8Q
—
—
+18%
+15%
+24%
+11%
+63%
-1%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$46.6M
$48.9M
$58.7M
$82.7M
$82.0M
$79.3M
$95.8M
$81.5M
Margins · last 8Q
Gross
—
Operating
—
Profit
6.1%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
No analyst coverage on file for this stock yet.