Medallion Financial Corp.
MFIN
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $282.4M
$12.22
▲ +1.75%
P/E
9.05
Mkt Cap
$282.4M
52-Wk Range
$7.85–$12.23
52-Week Range
$7.85 - $12.23
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 13.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Specialized expertise in niche lending markets underserved by major banks
- Proprietary underwriting models and risk assessment capabilities developed over 25+ years
- Direct relationships with dealers, brokers, and borrowers in core lending segments
- Diversified revenue streams across multiple lending categories reduce concentration risk
- Banking charter enabling deposit-taking and lower-cost funding sources
Bear Case
1 risk
- Low volatility (beta 0.8).
Growth
Revenue decline expected
Expansion of recreational vehicle and boat lending as consumer spending increases
Value
Fairly valued vs Digital Payments peers
Momentum
Hot
+26.8% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
4.26% yield
Smart-money signal
Who's buying MFIN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
JUL 29, 2026
Reported EPS of $0.31 vs $0.29 consensus (+8.3% surprise). Revenue of $58.1M vs $59.0M expected (-1.6%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+8.3%
Revenue trend · last 8Q
—
+18%
+15%
+24%
+11%
+63%
-1%
+3%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$48.9M
$58.7M
$82.7M
$82.0M
$79.3M
$95.8M
$81.5M
$84.4M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
8.8%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Raymond James · Jul 9, 2026
vs Industry
How MFIN stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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