Lake Shore Bancorp, Inc.
LSBK
NASDAQ·Financial Services·Banks - Regional·Mkt cap $136.7M
$17.38
▼ -0.23%
P/E
15.52
Mkt Cap
$136.7M
52-Wk Range
$12.50–$17.96
52-Week Range
$12.50 - $17.96
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 33.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Strong local community presence and relationships in Western New York
- Diversified loan portfolio spanning residential, commercial, and consumer segments
- Established brand with 130+ years of banking heritage and stability
- Efficient regional operations with targeted branch network in key markets
Bear Case
1 risk
- Low volatility (beta 0.3).
Growth
No forward estimates available
Expansion of commercial lending to small and medium-sized businesses
Value
Valuation data unavailable
Momentum
Strong
+9.7% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.07% yield
Smart-money signal
Who's buying LSBK right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 21, 2026
JUL 22, 2026
Most recent quarter reported revenue of $10.1M (+2% YoY). Reported EPS of $0.29. Gross margin 74.2%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
—
+16%
+20%
+14%
+19%
+2%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$6.2M
$6.4M
$6.2M
$6.9M
$7.4M
$7.3M
$7.4M
$10.1M
Margins · last 8Q
Gross
74.2%
Operating
26.1%
Profit
21.4%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How LSBK stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.