nCino, Inc.
NCNO
NASDAQ·Technology·Software - Application·Mkt cap $2.5B
$23.12
▼ -2.16%
P/E
74.58
Mkt Cap
$2.5B
52-Wk Range
$13.80–$31.93
52-Week Range
$13.80 - $31.93
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 25.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Proprietary AI and machine learning technology tailored for financial services
- Comprehensive end-to-end loan lifecycle and account management platform
- Established customer relationships with diverse financial institutions globally
- Deep domain expertise in banking regulations and compliance requirements
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Stable outlook
Accelerating digital transformation adoption among financial institutions
Value
Attractively priced below sector peer average
Momentum
Hot
+55.0% over 3m
Quality
Excellent
Strong fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying NCNO right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Dec 2, 2026
AUG 25, 2026
Reported EPS of $0.30 vs $0.27 consensus (+12.9% surprise). Revenue of $161.0M vs $159.1M expected (+1.2%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+12.9%
Revenue trend · last 8Q
—
—
+13%
+12%
+10%
+6%
+11%
+8%
Q3 24
Q4 25
Q1 25
Q2 25
Q3 25
Q4 26
Q1 27
Q2 27
$138.8M
$141.4M
$144.1M
$148.8M
$152.2M
$149.7M
$159.4M
$161.0M
Margins · last 8Q
Gross
65.4%
Operating
8.5%
Profit
3.2%
Wall Street consensus
13 analysts · 77% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
77%
Hold
23%
Sell
0%
Median Price Target
—
Latest: Barclays · Aug 26, 2026
vs Industry
How NCNO stacks vs Software - Application
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.