NMI Holdings, Inc.
NMIH
NASDAQ·Financial Services·Insurance - Specialty·Mkt cap $3.4B
$44.83
▼ -1.23%
P/E
9.09
Mkt Cap
$3.4B
52-Wk Range
$34.84–$46.74
52-Week Range
$34.84 - $46.74
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 12.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Strong relationships with national and regional mortgage lenders and credit unions
- Diversified customer base reducing concentration risk
- Expertise in credit risk assessment and mortgage underwriting
- Established brand recognition in specialty insurance sector
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Mild headwinds expected
Increased mortgage origination volumes from housing demand
Value
Attractively priced below Property & Casualty Insurance peer average
Momentum
Hot
+24.1% over 3m
Quality
Excellent
Exceptional business - top-tier fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying NMIH right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 3, 2026
JUL 30, 2026
Reported EPS of $1.38 vs $1.28 consensus (+7.8% surprise). Revenue of $157.5M vs $156.3M expected (+0.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+7.8%
Revenue trend · last 8Q
—
—
+11%
+12%
+13%
+8%
+13%
+6%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$147.4M
$159.0M
$159.4M
$173.2M
$173.8M
$178.7M
$180.5M
$183.5M
Margins · last 8Q
Gross
—
Operating
—
Profit
54.1%
Wall Street consensus
3 analysts · 67% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
67%
Hold
33%
Sell
0%
Median Price Target
—
Latest: RBC Capital · $46.00 · May 22, 2026
vs Industry
How NMIH stacks vs Insurance - Specialty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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