NSTS Bancorp, Inc.
NSTS
NASDAQ·Financial Services·Banks - Regional·Mkt cap $73.9M
$14.05
▲ +0.21%
P/E
—
Mkt Cap
$73.9M
52-Wk Range
$10.72–$14.05
52-Week Range
$10.72 - $14.05
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established local market presence since 1921 with strong community relationships
- Diversified loan portfolio across residential, commercial, and consumer segments
- Efficient branch network in high-demand Northern Illinois markets
- Relationship-focused banking model appealing to local and regional customers
Bear Case
1 risk
- Low volatility (beta 0.2).
Growth
No forward estimates available
Expansion of commercial real estate lending in Chicago metropolitan area
Value
Valuation data unavailable
Momentum
Stable
+2.4% over 3m
Quality
Excellent
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying NSTS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
AUG 13, 2026
Most recent quarter reported revenue of $2.5M (-27% YoY). Reported EPS of -$0.04. Gross margin 0.0%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
+4%
+11%
+11%
+6%
+56%
-27%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$2.2M
$2.4M
$2.1M
$2.5M
$2.4M
$2.5M
$3.2M
$2.5M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
-8.2%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How NSTS stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.