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ONIT

Onity Group Inc.

ONIT

NYSE·Financial Services·Financial - Mortgages·Mkt cap $299.0M

$35.46

+1.63%

P/E

2.28

Mkt Cap

$299.0M

52-Wk Range

$33.00–$54.10

52-Week Range

$33.00 - $54.10

P/E

2.28

Fwd P/E

16.02

Beta

1.44

Div Yield

0.00%

Avg Vol

73.2K

Shares Out

8.5M

Mkt Cap

$299.0M

Price action

Price chart

Down 18.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established mortgage servicing platform with owned servicing rights generating recurring revenue
  • Dual-brand strategy (PHH Mortgage and Liberty Reverse Mortgage) with strong market recognition
  • Diversified revenue streams across origination, servicing, and reverse mortgage products reducing cyclical exposure
  • Multi-jurisdictional operations providing geographic diversification and international growth opportunities

Bear Case

2 risks

  • Average volatility.
  • Premium valuation to Mortgage Banking & Lending peers

Growth

Mild headwinds expected

Mortgage servicing portfolio expansion through acquisitions and retained servicing rights

Value

Premium valuation to Mortgage Banking & Lending peers

Momentum

Stable

-1.5% over 3m

Quality

Excellent

Strong fundamentals

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 5, 2026

Q3 26 RECAP

AUG 6, 2026

Reported EPS of -$1.53 vs $0.95 consensus (-261.1% surprise). Revenue of $282.9M vs $272.5M expected (+3.8%).

EPS miss
Rev beat +3.8%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-261.1%

Revenue trend · last 8Q

-14%

+8%

+4%

+10%

+21%

+7%

+2%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$290.2M

$253.6M

$276.0M

$278.7M

$317.9M

$308.0M

$294.3M

$282.9M

Margins · last 8Q

Gross

75.1%

Operating

25.9%

Profit

-4.2%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Keefe, Bruyette & Woods · May 8, 2026

vs Industry

How ONIT stacks vs Financial - Mortgages

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.