OptimumBank Holdings, Inc.
OPHC
AMEX·Financial Services·Banks - Regional·Mkt cap $109.3M
$8.98
▲ +0.11%
P/E
11.37
Mkt Cap
$109.3M
52-Wk Range
$3.91–$10.68
52-Week Range
$3.91 - $10.68
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 111.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
No bull reasons captured for this rating yet.
Bear Case
1 risk
- Low volatility (beta 0.3).
Growth
Strong growth ahead
Value
Undervalued - trading well below sector peers
Momentum
Hot
+63.3% over 3m
Quality
Excellent
Excellent business quality
Dividend
None
No dividend
Smart-money signal
Who's buying OPHC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 9, 2026
JUL 24, 2026
Reported EPS of $0.28 vs $0.21 consensus (+35.5% surprise). Revenue of $17.2M vs $14.2M expected (+21.0%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+35.5%
Revenue trend · last 2Q
—
+14%
Q1 26
Q2 26
$21.2M
$19.9M
Margins · last 2Q
Gross
74.7%
Operating
44.3%
Profit
33.4%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Alliance Global Partners · Aug 14, 2026
vs Industry
How OPHC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.