Paysign, Inc.
PAYS
NASDAQ·Industrials·Specialty Business Services·Mkt cap $751.9M
$13.45
▲ +3.78%
P/E
48.38
Mkt Cap
$751.9M
52-Wk Range
$3.08–$14.43
52-Week Range
$3.08 - $14.43
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 153.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Proprietary card-processing platform enabling efficient transaction handling and customer management
- Diversified client base across corporate, consumer, and government sectors reducing revenue concentration risk
- Established relationships with prepaid card issuers, financial institutions, and government agencies
- Specialized expertise in healthcare, pharmaceutical, and clinical trial payment processing
- Scalable infrastructure supporting multiple use cases and verticals with recurring revenue models
Bear Case
2 risks
- Average volatility.
- Growth premium of 2.2x vs Cybersecurity Software peers. Elevated but may be justified by growth trajectory.
Growth
Moderate growth ahead
Increasing corporate adoption of prepaid cards for payroll, incentives, and expense management
Value
Growth premium of 2.2x vs Cybersecurity Software peers. Elevated but may be justified by growth trajectory.
Momentum
Hot
+103.2% over 3m
Quality
Strong
High-growth business (47% revenue growth, 56% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying PAYS right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 11, 2026
AUG 5, 2026
Reported EPS of $0.11 vs $0.06 consensus (+83.3% surprise). Revenue of $28.3M vs $26.4M expected (+7.2%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+83.3%
Revenue trend · last 8Q
—
+14%
+41%
+33%
+42%
+46%
+51%
+48%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$15.3M
$15.6M
$18.6M
$19.1M
$21.6M
$22.8M
$28.0M
$28.3M
Margins · last 8Q
Gross
72.7%
Operating
24.8%
Profit
23.9%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Lake Street · Aug 6, 2026
vs Industry
How PAYS stacks vs Specialty Business Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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