PROG Holdings, Inc.
PRG
NYSE·Financial Services·Financial - Credit Services·Mkt cap $1.5B
$38.47
▼ -0.72%
P/E
10.63
Mkt Cap
$1.5B
52-Wk Range
$25.80–$47.73
52-Week Range
$25.80 - $47.73
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 9.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Extensive omnichannel distribution network with 24,000+ point-of-sale partner locations and e-commerce integration
- Specialized expertise in underserved consumer market with proprietary risk assessment and underwriting capabilities
- Diversified revenue streams combining lease-purchase fees, credit products, and ancillary services reducing business concentration risk
- Strong brand recognition and market leadership in lease-purchase category with decades of operational history
Bear Case
1 risk
- Above-average volatility (beta 1.8).
Growth
Moderate growth ahead
E-commerce expansion and digital transformation increasing accessibility and customer acquisition
Value
Deep value opportunity - significant discount to Rental & Leasing peers
Momentum
Strong
+12.7% over 3m
Quality
Stable
Strong fundamentals
Dividend
Modest
1.43% yield
Smart-money signal
Who's buying PRG right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 29, 2026
Reported EPS of $1.19 vs $0.95 consensus (+25.7% surprise). Revenue of $719.7M vs $713.5M expected (+0.9%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+25.7%
Revenue trend · last 8Q
—
+8%
+7%
+2%
-2%
-8%
+9%
-7%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$606.1M
$623.3M
$684.1M
$604.7M
$595.1M
$574.6M
$742.7M
$564.8M
Margins · last 8Q
Gross
38.5%
Operating
13.1%
Profit
6.6%
Wall Street consensus
5 analysts · 80% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
80%
Hold
20%
Sell
0%
Median Price Target
—
Latest: KeyBanc · Jul 30, 2026
vs Industry
How PRG stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related