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PROV

Provident Financial Holdings, Inc.

PROV

NASDAQ·Financial Services·Banks - Regional·Mkt cap $116.9M

$18.70

+0.92%

P/E

22.80

Mkt Cap

$116.9M

52-Wk Range

$14.95–$18.99

52-Week Range

$14.95 - $18.99

P/E

22.80

Fwd P/E

13.90

Beta

0.32

Div Yield

2.99%

Avg Vol

9.1K

Shares Out

Mkt Cap

$116.9M

Price action

Price chart

Up 20.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

No bull reasons captured for this rating yet.

Bear Case

2 risks

  • Low volatility (beta 0.3).
  • Premium valuation to sector peers

Growth

Stable outlook

Value

Premium valuation to sector peers

Momentum

Strong

+10.5% over 3m

Quality

Excellent

Solid business

Dividend

Solid

2.99% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 27, 2026

Q3 26 RECAP

JUL 28, 2026

Reported EPS of $0.35 vs $0.29 consensus (+20.7% surprise). Revenue of $10.6M vs $10.0M expected (+5.9%). Beat on both top and bottom lines.

EPS beat +20.7%
Rev beat +5.9%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+20.7%

Revenue trend · last 3Q

-5%

-23%

Q1 26

Q3 26

Q4 26

$15.0M

$14.6M

$11.5M

Margins · last 3Q

Gross

0.0%

Operating

0.0%

Profit

19.0%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Piper Sandler · Aug 3, 2026

vs Industry

How PROV stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.