Ready Capital Corporation
RC
NYSE·Real Estate·REIT - Mortgage·Mkt cap $289.1M
$1.75
▼ -0.28%
P/E
—
Mkt Cap
$289.1M
52-Wk Range
$1.39–$4.47
52-Week Range
$1.39 - $4.47
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 60.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Diversified loan portfolio across commercial, SBA, and residential segments reduces concentration risk
- REIT tax structure enables efficient capital distribution and attracts yield-focused investors
- Established origination channels and servicing infrastructure provide operational efficiency and recurring revenue
- Focus on underserved small-to-medium balance commercial market with less competition from mega-banks
Bear Case
1 risk
- Above-average volatility (beta 1.5).
Growth
Stable outlook
Expansion of SBC lending platform to capture growing demand for alternative commercial financing
Value
Valuation data unavailable
Momentum
Stable
+1.2% over 3m
Quality
Loss-making
Solid business
Dividend
High yield
8.86% yield
Smart-money signal
Who's buying RC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 5, 2026
AUG 6, 2026
Reported EPS of -$0.47 vs -$0.48 consensus (+2.5% surprise). Revenue of $-13.8M vs $16.4M expected (-184.3%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+2.5%
Revenue trend · last 8Q
—
-3%
-10%
+52%
-70%
+873%
—
—
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$61.7M
$58.2M
-$74.1M
-$12.0M
$18.6M
$567.0M
$45.1M
-$101.5M
Margins · last 8Q
Gross
-3.8%
Operating
—
Profit
—
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How RC stacks vs REIT - Mortgage
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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