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RNST

Renasant Corporation

RNST

NYSE·Financial Services·Banks - Regional·Mkt cap $3.8B

$41.40

+0.49%

P/E

12.36

Mkt Cap

$3.8B

52-Wk Range

$33.04–$44.54

52-Week Range

$33.04 - $44.54

P/E

12.36

Fwd P/E

10.94

Beta

1.00

Div Yield

2.22%

Avg Vol

682.2K

Shares Out

94.1M

Mkt Cap

$3.8B

Price action

Price chart

Up 4.1% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Regional market presence with 189 banking offices across seven southeastern states providing deep community relationships
  • Diversified revenue streams across banking, insurance, and wealth management reducing reliance on single business line
  • Established brand heritage since 1904 with strong customer loyalty and trust in regional markets
  • Comprehensive service offerings enabling cross-selling opportunities and customer wallet share expansion
  • Specialized lending expertise in commercial, agricultural, equipment financing, and real estate construction

Bear Case

1 risk

  • Average volatility.

Growth

Revenue decline expected

Expansion of commercial lending and equipment leasing services to growing regional businesses

Value

Valued in line with Commercial Banking peers (0.9x).

Momentum

Stable

+2.1% over 3m

Quality

Strong

High-growth business (66% revenue growth, 59% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.22% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 27, 2026

Q3 26 RECAP

JUL 28, 2026

Reported EPS of $0.94 vs $0.91 consensus (+3.1% surprise). Revenue of $273.9M vs $280.7M expected (-2.4%).

EPS beat +3.1%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+3.1%

Revenue trend · last 8Q

+15%

+4%

+63%

+61%

-42%

+127%

-17%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$166.9M

$167.1M

$170.7M

$351.2M

$362.1M

$376.4M

$387.0M

$291.6M

Margins · last 8Q

Gross

-90.7%

Operating

-37.9%

Profit

29.9%

Wall Street consensus

2 analysts · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

2

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Piper Sandler · Jul 30, 2026

vs Industry

How RNST stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.