Repay Holdings Corporation
RPAY
NASDAQ·Technology·Software - Infrastructure·Mkt cap $341.8M
$3.88
▲ 0.00%
P/E
-1.90
Mkt Cap
$341.8M
52-Wk Range
$2.30–$6.00
52-Week Range
$2.30 - $6.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 34.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Proprietary multi-channel payment platform (web, mobile, text-to-pay, IVR, POS)
- Vertical-specific expertise in high-margin industries with recurring revenue
- Integrated payment processing reduces customer switching costs
- Direct sales and partner distribution network creates market moat
- Instant funding capabilities differentiate from traditional processors
Bear Case
1 risk
- Above-average volatility (beta 1.8).
Growth
Turning profitable
Expansion in high-growth lending and receivables management verticals
Value
Deep value opportunity - significant discount to Cybersecurity Software peers
Momentum
Strong
+12.5% over 3m
Quality
Excellent
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying RPAY right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 9, 2026
AUG 10, 2026
Reported EPS of $0.20 vs $0.21 consensus (-5.5% surprise). Revenue of $100.7M vs $101.9M expected (-1.1%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-5.5%
Revenue trend · last 8Q
—
+3%
-4%
+1%
-2%
+0%
+4%
+33%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$79.1M
$78.3M
$77.3M
$75.6M
$77.7M
$78.6M
$80.8M
$100.7M
Margins · last 8Q
Gross
0.0%
Operating
-3.2%
Profit
-10.9%
Wall Street consensus
4 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: DA Davidson · $6.00 · Jun 3, 2026
vs Industry
How RPAY stacks vs Software - Infrastructure
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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