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Banco Santander, S.A.
SAN
NYSE·Financial Services·Banks - Diversified·Mkt cap $202.7B
$13.89
▲ +0.54%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$8.28 - $14.18
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 63.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Extensive global branch network of 9,879 locations providing customer accessibility and market presence
- Diversified revenue streams across retail, commercial, and corporate segments reducing concentration risk
- Strong brand heritage and 165+ year operating history establishing customer trust and market credibility
- Significant geographic diversification with major operations in Spain, UK, Brazil, Mexico, and USA
- Comprehensive product ecosystem enabling cross-selling and customer lifetime value optimization
Bear Case
2 risks
- Average volatility.
- Premium valuation to sector peers
Growth
Mild headwinds expected
Digital transformation and fintech integration expanding customer reach and operational efficiency
Value
Premium valuation to sector peers
Momentum
Hot
+21.0% over 3m
Quality
Strong
Strong fundamentals
Dividend
Modest
1.78% yield
Smart-money signal
Who's buying SAN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Jul 22, 2026
APR 29, 2026
Reported EPS of $0.27 vs $0.29 consensus (-6.9% surprise). Revenue of $17.7B vs $17.7B expected (+0.3%).
EPS surprise · last 4Q
0 of 1 beats
Q2 26
-6.9%
Next: Jul 22, 2026
Revenue trend · last 8Q
—
—
—
—
-7%
-5%
-5%
-6%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$15.5B
$14.9B
$15.8B
$31.6B
$14.3B
$14.2B
$15.0B
$29.7B
Margins · last 8Q
Gross
41.3%
Operating
16.9%
Profit
18.4%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Santander · Jul 2, 2026
vs Industry
How SAN stacks vs Banks - Diversified
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related
Peers & themes
Peers
No peer data available.
Themes
No themes assigned.