Banco Santander, S.A.
SAN
NYSE·Financial Services·Banks - Diversified·Mkt cap $211.1B
$14.75
▲ +2.57%
P/E
13.41
Mkt Cap
$211.1B
52-Wk Range
$9.38–$15.00
52-Week Range
$9.38 - $15.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 52.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Extensive global branch network of 9,879 locations providing customer accessibility and market presence
- Diversified revenue streams across retail, commercial, and corporate segments reducing concentration risk
- Strong brand heritage and 165+ year operating history establishing customer trust and market credibility
- Significant geographic diversification with major operations in Spain, UK, Brazil, Mexico, and USA
- Comprehensive product ecosystem enabling cross-selling and customer lifetime value optimization
Bear Case
2 risks
- Average volatility.
- Premium valuation to sector peers
Growth
Revenue decline expected
Digital transformation and fintech integration expanding customer reach and operational efficiency
Value
Premium valuation to sector peers
Momentum
Strong
+15.9% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Modest
1.91% yield
Smart-money signal
Who's buying SAN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 22, 2026
Reported EPS of $0.27 vs $0.29 consensus (-6.9% surprise). Revenue of $17.9B vs $17.9B expected (+0.1%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-6.9%
Revenue trend · last 8Q
—
—
—
-7%
-5%
-5%
-6%
+134%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$14.9B
$15.8B
$31.6B
$14.3B
$14.2B
$15.0B
$29.7B
$39.1B
Margins · last 8Q
Gross
—
Operating
—
Profit
10.7%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Santander · Aug 27, 2026
vs Industry
How SAN stacks vs Banks - Diversified
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.