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UBCP

United Bancorp, Inc.

UBCP

NASDAQ·Financial Services·Banks - Regional·Mkt cap $91.8M

$15.88

+0.73%

P/E

11.18

Mkt Cap

$91.8M

52-Wk Range

$12.47–$17.34

52-Week Range

$12.47 - $17.34

P/E

11.18

Fwd P/E

11.76

Beta

0.35

Div Yield

5.92%

Avg Vol

6.7K

Shares Out

Mkt Cap

$91.8M

Price action

Price chart

Up 8.8% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

No bull reasons captured for this rating yet.

Bear Case

1 risk

  • Low volatility (beta 0.3).

Growth

Revenue decline expected

Value

Fairly valued vs sector peers

Momentum

Stable

-0.1% over 3m

Quality

Excellent

Strong fundamentals

Dividend

High yield

5.92% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 3, 2026

Q3 26 RECAP

JUL 23, 2026

Revenue of $8.6M vs $8.6M expected (0.0%).

Rev beat 0.0%

Reported EPS · last 4Q

0 of 1 beats

Q3 26

Revenue trend · last 8Q

+7%

+12%

+3%

+3%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$11.2M

$11.3M

$11.1M

$11.8M

$12.0M

$12.6M

$11.4M

$12.1M

Margins · last 8Q

Gross

69.9%

Operating

17.0%

Profit

17.2%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How UBCP stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.