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UNM

Unum Group

UNM

NYSE·Financial Services·Insurance - Life·Mkt cap $14.6B

$92.34

▲ +1.03%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$68.28 - $93.22

P/E

20.07

Fwd P/E

10.51

Beta

0.25

Div Yield

2.01%

Avg Vol

1.3M

Shares Out

159.8M

Mkt Cap

$14.6B

Price action

Price chart

Up 12.5% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • 175+ year heritage and brand recognition in employee benefits insurance
  • Diversified product portfolio across disability, life, and supplemental coverage
  • Established multi-channel distribution network with field sales and broker relationships
  • Strong employer relationships and integrated benefits platform positioning
  • International presence providing geographic diversification
▼

Bear Case

1 risk

  • Low volatility (beta 0.2).

Growth

Mild headwinds expected

Increasing demand for employee benefits as talent retention tool

Value

Fairly valued vs Life Insurance peers

Momentum

Hot

+23.2% over 3m

Quality

Stable

Strong fundamentals

Dividend

Solid

2.01% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 27, 2026

“
Q2 26 RECAP

APR 28, 2026

Reported EPS of $2.14 vs $2.06 consensus (+3.9% surprise). Revenue of $3.4B vs $2.9B expected (+15.1%). Beat on both top and bottom lines.

EPS beat +3.9%
Rev beat +15.1%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+3.9%

Next: Apr 27, 2026

Revenue trend · last 8Q

—

—

+2%

-3%

+4%

+5%

+3%

+9%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$3.2B

$3.2B

$3.1B

$3.1B

$3.3B

$3.4B

$3.2B

$3.4B

Margins · last 8Q

Gross

40.3%

Operating

9.0%

Profit

6.9%

View full earnings history →

Wall Street consensus

6 analysts · 33% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

2

33%

Hold

4

67%

Sell

0%

Median Price Target

$87.00

▼ -5.8% vs $92.34

Low $85.00
Median $87.00
High $96.00

Latest: Morgan Stanley · $87.00 · May 21, 2026

3 analysts covering

View full analyst page →

vs Industry

How UNM stacks vs Insurance - Life

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.