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UNM

Unum Group

UNM

NYSE·Financial Services·Insurance - Life·Mkt cap $15.3B

$96.06

-0.53%

P/E

22.39

Mkt Cap

$15.3B

52-Wk Range

$69.02–$96.77

52-Week Range

$69.02 - $96.77

P/E

22.39

Fwd P/E

11.08

Beta

0.26

Div Yield

1.95%

Avg Vol

1.4M

Shares Out

159.8M

Mkt Cap

$15.3B

Price action

Price chart

Up 32.2% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • 175+ year heritage and brand recognition in employee benefits insurance
  • Diversified product portfolio across disability, life, and supplemental coverage
  • Established multi-channel distribution network with field sales and broker relationships
  • Strong employer relationships and integrated benefits platform positioning
  • International presence providing geographic diversification

Bear Case

2 risks

  • Low volatility (beta 0.3).
  • Premium valuation to Life Insurance peers

Growth

Mild headwinds expected

Increasing demand for employee benefits as talent retention tool

Value

Premium valuation to Life Insurance peers

Momentum

Strong

+13.7% over 3m

Quality

Stable

Solid business

Dividend

Modest

1.95% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 2, 2026

Q3 26 RECAP

JUL 28, 2026

Reported EPS of $2.16 vs $2.16 consensus (0.0% surprise). Revenue of $3.4B vs $2.9B expected (+16.0%). Beat on both top and bottom lines.

EPS beat 0.0%
Rev beat +16.0%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

0.0%

Revenue trend · last 8Q

+2%

-3%

+4%

+5%

+3%

+9%

+1%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$3.2B

$3.1B

$3.1B

$3.3B

$3.4B

$3.2B

$3.4B

$3.4B

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

7.6%

Wall Street consensus

9 analysts · 67% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

6

67%

Hold

3

33%

Sell

0%

Median Price Target

Latest: Jefferies · Jul 10, 2026

vs Industry

How UNM stacks vs Insurance - Life

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.