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VLY

Valley National Bancorp

VLY

NASDAQ·Financial Services·Banks - Regional·Mkt cap $8.2B

$14.59

-1.42%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$8.95 - $14.94

P/E

13.14

Fwd P/E

11.37

Beta

1.06

Div Yield

2.97%

Avg Vol

6.4M

Shares Out

555.4M

Mkt Cap

$8.2B

Price action

Price chart

Up 58.5% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Multi-state branch network with 232 locations providing geographic diversification and market penetration
  • Comprehensive service offerings enabling cross-selling and customer retention across commercial, retail, and wealth segments
  • Established regional presence since 1927 with strong community relationships and local market expertise
  • Diversified revenue streams from lending, deposits, wealth management fees, and insurance reducing reliance on net interest margins

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Strong operating leverage (23% operating margin)

Value

Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+19.2% over 3m

Quality

Strong

High-growth business (58% revenue growth, 56% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.97% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 22, 2026

Q2 26 RECAP

APR 23, 2026

Reported EPS of $0.29 vs $0.27 consensus (+7.4% surprise). Revenue of $540.4M vs $533.0M expected (+1.4%). Beat on both top and bottom lines.

EPS beat +7.4%
Rev beat +1.4%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+7.4%

Next: Apr 22, 2026

Revenue trend · last 8Q

+5%

+6%

+9%

+10%

+88%

+3%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$452.9M

$463.8M

$474.6M

$843.1M

$867.6M

$891.8M

$892.1M

$871.6M

Margins · last 8Q

Gross

59.6%

Operating

24.0%

Profit

18.8%

Wall Street consensus

8 analysts · 75% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

6

75%

Hold

2

25%

Sell

0%

Median Price Target

$16.00

+9.7% vs $14.59

Low $14.50
Median $16.00
High $17.00

Latest: Morgan Stanley · Jun 29, 2026

4 analysts covering

vs Industry

How VLY stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.