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XP

XP Inc.

XP

NASDAQ·Financial Services·Financial - Capital Markets·Mkt cap $8.5B

$16.13

-0.32%

View full research view

Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

View research view

52-Week Range

$14.80 - $23.13

P/E

32.83

Fwd P/E

1.36

Beta

1.12

Div Yield

2.35%

Avg Vol

5.6M

Shares Out

Mkt Cap

$8.5B

Price action

Price chart

Down 17.7% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

No bull reasons captured for this rating yet.

Bear Case

1 risk

  • Average volatility.

Growth

Strong growth ahead

Value

Deep value opportunity - significant discount to sector peers

Momentum

Weak

-13.1% over 3m

Quality

Excellent

Mixed fundamentals

Dividend

Solid

2.35% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Aug 17, 2026

Q2 26 RECAP

MAY 18, 2026

Reported EPS of $0.47 vs $0.48 consensus (-2.1% surprise). Revenue of $909.7M vs $925.7M expected (-1.7%).

EPS miss
Revenue miss

EPS surprise · last 4Q

0 of 1 beats

Q2 26

-2.1%

Next: Aug 17, 2026

Revenue trend · last 1Q

Q1 26

$914.4M

Margins · last 1Q

Profit

27.9%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: UBS · Apr 2, 2026

vs Industry

How XP stacks vs Financial - Capital Markets

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.

Related

Peers & themes

Peers

No peer data available.

Themes

No themes assigned.