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XZO

Exzeo Group, Inc.

XZO

NYSE·Financial Services·Insurance - Diversified·Mkt cap $1.6B

$18.69

+3.86%

View full research view

Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$12.36 - $24.60

P/E

84.93

Fwd P/E

18.56

Beta

0.89

Div Yield

0.00%

Avg Vol

221.5K

Shares Out

Mkt Cap

$1.6B

Price action

Price chart

Down 14.4% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

No bull reasons captured for this rating yet.

Bear Case

2 risks

  • Average volatility.
  • Significant premium - growth priced in

Growth

Strong growth ahead

Value

Significant premium - growth priced in

Momentum

Hot

+26.2% over 3m

Quality

Excellent

Mixed fundamentals

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Aug 5, 2026

Q2 26 RECAP

MAY 6, 2026

Reported EPS of $0.22 vs $0.20 consensus (+10.0% surprise). Revenue of $54.0M vs $57.4M expected (-5.9%).

EPS beat +10.0%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+10.0%

Next: Aug 5, 2026

Revenue trend · last 1Q

Q1 26

$55.5M

Margins · last 1Q

Profit

36.8%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

No analyst coverage on file for this stock yet.

vs Industry

How XZO stacks vs Insurance - Diversified

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.

Related

Peers & themes

Peers

No peer data available.

Themes

No themes assigned.