Exzeo Group, Inc.
XZO
NYSE·Financial Services·Insurance - Diversified·Mkt cap $1.5B
$16.55
▼ -1.25%
P/E
17.80
Mkt Cap
$1.5B
52-Wk Range
$12.36–$24.60
52-Week Range
$12.36 - $24.60
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 21.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
No bull reasons captured for this rating yet.
Bear Case
2 risks
- Low volatility (beta 0.5).
- Premium valuation to sector peers
Growth
Stable outlook
Value
Premium valuation to sector peers
Momentum
Hot
+25.2% over 3m
Quality
Excellent
Strong fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying XZO right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
AUG 6, 2026
Reported EPS of $0.26 vs $0.24 consensus (+8.3% surprise). Revenue of $57.8M vs $55.2M expected (+4.7%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+8.3%
Revenue trend · last 8Q
—
—
—
—
+100%
+20%
+25%
+3%
Q2 21
Q3 21
Q4 24
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$27.6M
$32.4M
$44.5M
$56.1M
$55.2M
$53.3M
$55.5M
$57.8M
Margins · last 8Q
Gross
65.2%
Operating
49.3%
Profit
40.3%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How XZO stacks vs Insurance - Diversified
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.