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YRD

Yiren Digital Ltd.

YRD

NYSE·Financial Services·Financial - Credit Services·Mkt cap $88.7M

$1.02

+0.99%

P/E

Mkt Cap

$88.7M

52-Wk Range

$0.82–$6.79

52-Week Range

$0.82 - $6.79

P/E

Fwd P/E

Beta

1.14

Div Yield

43.14%

Avg Vol

1.1M

Shares Out

Mkt Cap

$88.7M

Price action

Price chart

Down 82.2% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

No bull reasons captured for this rating yet.

Bear Case

1 risk

  • Average volatility.

Growth

Turning profitable

Value

Valuation data unavailable

Momentum

Weak

-15.0% over 3m

Quality

Excellent

Below average quality

Dividend

High yield

43.14% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Aug 31, 2026

Q2 26 RECAP

JUN 25, 2026

Reported EPS of -$0.82 vs $0.38 consensus (-316.0% surprise).

EPS miss

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q2 26

-316.0%

Revenue trend · last 8Q

+12%

+5%

-35%

-41%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$223.0M

$220.4M

$216.4M

$231.6M

$249.5M

$231.7M

$140.9M

$136.6M

Margins · last 8Q

Profit

-53.2%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How YRD stacks vs Financial - Credit Services

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.