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AFL

Aflac Incorporated

AFL

NYSE·Financial Services·Insurance - Life·Mkt cap $59.7B

$117.21

-0.97%

P/E

12.62

Mkt Cap

$59.7B

52-Wk Range

$104.66–$130.22

52-Week Range

$104.66 - $130.22

P/E

12.62

Fwd P/E

16.72

Beta

0.58

Div Yield

2.06%

Avg Vol

2.4M

Shares Out

509.0M

Mkt Cap

$59.7B

Price action

Price chart

Up 10.2% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Strong brand recognition
  • Extensive distribution network
  • Diversified international market presence
  • Innovative insurance product design

Bear Case

2 risks

  • Low volatility (beta 0.6).
  • Significant premium - growth priced in

Growth

Mild headwinds expected

Aging population demographics

Value

Significant premium - growth priced in

Momentum

Stable

+1.7% over 3m

Quality

Strong

Excellent business quality

Dividend

Solid

2.06% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 3, 2026

Q3 26 RECAP

AUG 6, 2026

Reported EPS of $1.75 vs $1.76 consensus (-0.6% surprise). Revenue of $4.1B vs $4.1B expected (+0.3%).

EPS miss
Rev beat +0.3%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-0.6%

Revenue trend · last 8Q

+43%

-36%

-18%

+58%

-11%

+25%

-2%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$3.0B

$5.5B

$3.5B

$4.2B

$4.8B

$4.9B

$4.3B

$4.1B

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

20.0%

Wall Street consensus

9 analysts · 11% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

11%

Hold

6

67%

Sell

2

22%

Median Price Target

Latest: Piper Sandler · Aug 10, 2026

vs Industry

How AFL stacks vs Insurance - Life

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.