BayFirst Financial Corp.
BAFN
NASDAQ·Financial Services·Banks - Regional·Mkt cap $27.9M
$6.80
▼ -5.56%
P/E
—
Mkt Cap
$27.9M
52-Wk Range
$4.26–$11.34
52-Week Range
$4.26 - $11.34
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 24.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Strong regional market presence in high-growth Florida markets
- Specialized mortgage origination platform with 23 production offices
- Community banking relationships and local market expertise
- Diverse lending services including SBA and minority lending programs
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
No forward estimates available
Florida population growth and economic expansion
Value
Valuation data unavailable
Momentum
Hot
+22.3% over 3m
Quality
Loss-making
Below average quality
Dividend
None
No dividend
Smart-money signal
Who's buying BAFN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 5, 2026
AUG 13, 2026
Most recent quarter reported revenue of $16.4M (-47% YoY). Reported EPS of -$8.05. Gross margin 0.0%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
—
+9%
-65%
-46%
-50%
-47%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$19.8M
$20.5M
$18.7M
$20.6M
$7.0M
$11.1M
$9.4M
$16.4M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
-202.0%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How BAFN stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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