Credit Acceptance Corporation
CACC
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $6.3B
$604.72
▲ +0.52%
P/E
13.03
Mkt Cap
$6.3B
52-Wk Range
$401.90–$668.86
52-Week Range
$401.90 - $668.86
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 17.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established dealer network and relationships built over 50+ years
- Proprietary underwriting and risk assessment capabilities
- Direct consumer loan servicing and cash flow retention model
- Vehicle service contract reinsurance diversification
Bear Case
2 risks
- Average volatility.
- Premium valuation to Digital Payments peers
Growth
Stable outlook
Expansion of dealer network and loan origination volume
Value
Premium valuation to Digital Payments peers
Momentum
Strong
+7.5% over 3m
Quality
Excellent
Strong fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying CACC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
AUG 4, 2026
Reported EPS of $12.12 vs $12.20 consensus (-0.7% surprise). Revenue of $587.4M vs $588.1M expected (-0.1%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-0.7%
Revenue trend · last 8Q
—
—
+12%
+8%
+6%
-16%
+3%
+2%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$543.6M
$557.7M
$562.3M
$575.6M
$576.4M
$466.1M
$580.0M
$587.4M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
23.1%
Wall Street consensus
2 analysts · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: TD Cowen · Aug 5, 2026
vs Industry
How CACC stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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