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CCBG

Capital City Bank Group, Inc.

CCBG

NASDAQ·Financial Services·Banks - Regional·Mkt cap $859.7M

$49.63

-1.27%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$38.00 - $51.04

P/E

14.06

Fwd P/E

13.74

Beta

0.34

Div Yield

2.14%

Avg Vol

96.0K

Shares Out

17.2M

Mkt Cap

$859.7M

Price action

Price chart

Up 20.1% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • 128-year operating history and established brand recognition in Southeast markets
  • Diversified revenue streams across commercial, retail, institutional, and wealth management segments
  • Strong institutional client base including government agencies, schools, and non-profit organizations
  • Extensive branch and ATM network across three-state region (57 offices, 86 ATMs)
  • Comprehensive service offerings enabling cross-selling and customer retention

Bear Case

2 risks

  • Low volatility (beta 0.3).
  • Premium valuation to Commercial Banking peers

Growth

Mild headwinds expected

Expansion of commercial lending and equipment financing in growing Southeast markets

Value

Premium valuation to Commercial Banking peers

Momentum

Strong

+11.1% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.14% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 27, 2026

Q2 26 RECAP

APR 20, 2026

Reported EPS of $0.92 vs $0.85 consensus (+8.2% surprise). Revenue of $84.9M vs $63.3M expected (+34.3%). Beat on both top and bottom lines.

EPS beat +8.2%
Rev beat +34.3%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+8.2%

Next: Apr 27, 2026

Revenue trend · last 8Q

+5%

+8%

+7%

+10%

+25%

+6%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$56.9M

$57.5M

$57.5M

$59.0M

$69.0M

$71.3M

$71.8M

$62.8M

Margins · last 8Q

Gross

98.9%

Operating

32.9%

Profit

25.2%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

$49.50

-0.3% vs $49.63

Low $49.50
Median $49.50
High $49.50

Latest: Capital One Financial · $49.50 · Apr 21, 2026

1 analyst covering

vs Industry

How CCBG stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.