Chime Financial, Inc. Class A Common Stock
CHYM
NASDAQ·Technology·Software - Application·Mkt cap $12.9B
$33.76
▲ +0.33%
P/E
-562.67
Mkt Cap
$12.9B
52-Wk Range
$15.88–$34.44
52-Week Range
$15.88 - $34.44
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 38.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Zero-fee banking model eliminating customer friction
- Mobile-first platform with superior user experience
- Strategic FDIC-insured bank partnerships reducing regulatory burden
- Large engaged user base with strong retention metrics
Bear Case
2 risks
- Low volatility (beta 0.3).
- Extreme premium - high expectations embedded
Growth
Turning profitable
Expanding addressable market of underbanked consumers
Value
Extreme premium - high expectations embedded
Momentum
Hot
+92.2% over 3m
Quality
Excellent
Excellent business quality
Dividend
None
No dividend
Smart-money signal
Who's buying CHYM right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
AUG 5, 2026
Reported EPS of $0.07 vs $0.00 consensus (+5123.9% surprise). Revenue of $669.8M vs $641.3M expected (+4.5%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+5123.9%
Revenue trend · last 8Q
—
—
+32%
+37%
+29%
+25%
+25%
+27%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$421.9M
$475.2M
$518.7M
$528.1M
$543.5M
$596.4M
$647.4M
$669.8M
Margins · last 8Q
Gross
90.6%
Operating
3.2%
Profit
4.2%
Wall Street consensus
10 analysts · 90% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
90%
Hold
10%
Sell
0%
Median Price Target
—
Latest: Scotiabank · Sep 2, 2026
vs Industry
How CHYM stacks vs Software - Application
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related