LIVE

PNFP

Pinnacle Financial Partners, Inc.

PNFP

NYSE·Financial Services·Banks - Regional·Mkt cap $7.7B

$98.18

▼ -2.62%

View full research view

Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

View research view

52-Week Range

$81.08 - $120.46

P/E

12.18

Fwd P/E

9.54

Beta

1.04

Div Yield

1.47%

Avg Vol

1.3M

Shares Out

76.9M

Mkt Cap

$7.7B

Price action

Price chart

Down 13.8% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

4 reasons

  • Strong regional presence with 114 strategically located offices across high-growth Southeast markets
  • Diversified revenue streams from banking, wealth management, insurance, and advisory services reducing reliance on single business line
  • Established relationships with small-to-medium businesses and professional entities in underserved markets
  • Comprehensive digital banking capabilities including mobile banking, remote deposit capture, and online services
▼

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 0.8x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Moderate growth ahead

Expansion into high-growth Southeast markets with increasing population and business formation

Value

Growth premium of 0.8x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+15.3% over 3m

Quality

Excellent

High-growth business (157% revenue growth, 69% gross margin). Profitable with strong growth momentum.

Dividend

Modest

1.47% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 13, 2026

“
Q2 26 RECAP

APR 22, 2026

Reported EPS of $2.39 vs $2.30 consensus (+3.9% surprise). Revenue of $1.8B vs $1.2B expected (+49.5%). Beat on both top and bottom lines.

EPS beat +3.9%
Rev beat +49.5%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+3.9%

Next: Apr 13, 2026

Revenue trend · last 8Q

—

—

+30%

+9%

+59%

-46%

+99%

+341%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$317.4M

$407.9M

$425.0M

$407.4M

$820.2M

$544.8M

$846.2M

$1.8B

Margins · last 8Q

Gross

67.7%

Operating

10.5%

Profit

8.3%

View full earnings history →

Wall Street consensus

11 analysts · 82% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

9

82%

Hold

2

18%

Sell

0%

Median Price Target

$115.00

▲ +17.1% vs $98.18

Low $109.00
Median $115.00
High $120.00

Latest: Citi · Jun 25, 2026

4 analysts covering

View full analyst page →

vs Industry

How PNFP stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.