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CPAY

Corpay, Inc.

CPAY

NYSE·Technology·Software - Infrastructure·Mkt cap $22.3B

$350.02

+2.66%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$252.84 - $367.43

P/E

20.86

Fwd P/E

13.07

Beta

0.87

Div Yield

0.00%

Avg Vol

621.8K

Shares Out

66.1M

Mkt Cap

$22.3B

Price action

Price chart

Up 1.1% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established network effects with 38+ years of industry experience and deep merchant relationships
  • Comprehensive integrated platform reducing customer switching costs across multiple payment categories
  • Proprietary data and analytics capabilities providing spending visibility and optimization insights
  • Global infrastructure supporting cross-border payments and multi-currency transactions

Bear Case

2 risks

  • Average volatility.
  • Premium valuation to Digital Payments peers

Growth

Moderate growth ahead

Digital transformation acceleration driving adoption of automated accounts payable and virtual card solutions

Value

Premium valuation to Digital Payments peers

Momentum

Strong

+16.2% over 3m

Quality

Excellent

Excellent business quality

Dividend

None

No dividend

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: May 5, 2026

Q2 26 RECAP

MAY 7, 2026

Reported EPS of $5.80 vs $5.50 consensus (+5.5% surprise). Revenue of $1.3B vs $1.2B expected (+4.0%). Beat on both top and bottom lines.

EPS beat +5.5%
Rev beat +4.0%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+5.5%

Next: May 5, 2026

Revenue trend · last 8Q

+10%

+8%

+13%

+14%

+21%

+25%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$975.7M

$1.0B

$1.0B

$1.0B

$1.1B

$1.2B

$1.2B

$1.3B

Margins · last 8Q

Gross

Operating

Profit

27.8%

Wall Street consensus

9 analysts · 67% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

6

67%

Hold

3

33%

Sell

0%

Median Price Target

$403.00

+15.1% vs $350.02

Low $388.00
Median $403.00
High $450.00

Latest: Wolfe Research · $450.00 · Jun 3, 2026

4 analysts covering

vs Industry

How CPAY stacks vs Software - Infrastructure

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.