SoFi Technologies, Inc.
SOFI
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $23.4B
$18.22
▼ -1.57%
P/E
37.96
Mkt Cap
$23.4B
52-Wk Range
$14.88–$32.73
52-Week Range
$14.88 - $32.73
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 29.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Advanced technological infrastructure
- Integrated financial ecosystem
- Digital-first user experience
- Proprietary technology platforms
Bear Case
2 risks
- High volatility (beta 2.2). Larger-than-normal price swings expected.
- High premium - requires strong execution
Growth
Stable outlook
Digital banking adoption
Value
High premium - requires strong execution
Momentum
Strong
+10.4% over 3m
Quality
Excellent
Mixed fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying SOFI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 27, 2026
JUL 29, 2026
Reported EPS of $0.12 vs $0.11 consensus (+9.1% surprise). Revenue of $1.2B vs $1.1B expected (+8.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+9.1%
Revenue trend · last 8Q
—
+18%
+22%
+31%
+29%
+32%
+36%
-26%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$986.2M
$1.0B
$1.0B
$1.1B
$1.3B
$1.3B
$1.4B
$838.6M
Margins · last 8Q
Gross
—
Operating
12.1%
Profit
30.1%
Wall Street consensus
12 analysts · 42% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
42%
Hold
50%
Sell
8%
Median Price Target
—
Latest: Scotiabank · Sep 2, 2026
vs Industry
How SOFI stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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